Financial Counseling: A Meaningful Strategy for Building Wealth in the Latino Community
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This white paper provides an overview of national efforts to increase financial literacy among the U.S. population and specifically examines financial education initiatives and legislation that target low-income families. The paper also explores the important role that financial advisors or counselors play in transmitting critical information on personal finance and how such services can reach low-income families more effectively. Finally, the paper examines challenges in accessing certified financial counselors for low-income families and includes policy recommendations for creating a financial counseling infrastructure at the community level.