Testimonies
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Recent Submissions
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Latinos: Overrepresented in Covid Cases, Underrepresented in Relief
(UnidosUS, 2021-02-04)This testimony provides background on the persistent effects of historical, systemic, and structural bias in our housing and financial services systems, and how this has contributed to a disproportionate impact on the ... -
Why Latinos will Lose under the OCC and FDIC’S Proposal to Modernize the Community Reinvestment Act
(UnidosUS, 2020-01-13)This written statement briefly summarizes the history of the Community Reinvestment Act (CRA) and explains how this landmark legislation has been instrumental in expanding access to affordable credit for Latinos and ... -
Understanding the Size and Magnitude of the Current Anti-Immigrant Landscape on the Educational Outlooks of Latino Children
(UnidosUS, 2019-12-18)This statement for the record was submitted as part of the December 4, 2019 hearing by the U.S. House Committee on Education and Labor entitled, “Growing Up in Fear: How the Trump Administration's Immigration Policies are ... -
Sources of the Latino Wealth Gap in America
(UnidosUS, 2019-10-17)This statement for the record submitted to the U.S. House of Representatives Financial Services Committee Subcommittee on Diversity and Inclusion. -
The State of, and Barriers to, Latino Homeownership
(UnidosUS, 2019-07-01)This statement provides a brief history of Latinos’ access to homeownership and identifies three barriers the community currently faces in accessing homeownership. -
UnidosUS Testimony: Latinos’ Need for Paid Family and Medical Leave
(UnidosUS, 2019-05-22)This statement for the record is intended to express our support for Latinos' need for paid family leave. Moreover, it describes how lack of access to paid family leave widens the racial wealth gap, increases economic ... -
UnidosUS Testimony: Markup by the U.S. House Committee on The Judiciary of H.R. 2820, the "Dream Act of 2019"; H.R. 2821, the "American Promise Act of 2019"; and H.R. 549, the "Venezuela TPS Act of 2019."
(UnidosUS, 2019-03-22)This statement for the record is intended to express our support for H.R. 2820, the "Dream Act of 2019" and H.R. 2821, the "American Promise Act of 2019. Congress must grant these individuals, their families, and their ... -
The State of, and Barriers to, Latino Homeownership
(UnidosUS, 2019-05-16)This statement provides a brief history of Latinos’ access to homeownership and identifies three barriers the community currently faces in accessing homeownership. -
Discrimination Against Latinos in Auto Lending
(UnidosUS, 2019-05-10)This written statement focuses on how Latinos are affected by the auto loan industry and its pattern and practice of discriminatory lending—especially regarding indirect auto lending and dealer markup practices. It also ... -
Protecting Dreamers and TPS Recipients
(UnidosUS, 2019-03-06)Testimony Submitted to the U.S. House Committee on the Judiciary -
How Latino Families are Faring in Today’s Economy
(UnidosUS, 2019-02-26)This statement for the record focuses on select demographic and economic well-being indicators—including employment and job quality, wealth and income, and housing—to understand how Latinos have fared in the decade since ... -
Unscoreable: How the Credit Reporting Agencies Exclude Latinos, Younger Consumers, Low-Income Consumers, and Immigrants
(UnidosUS, 2019-02-26)This written statement focuses on how the credit scoring system is biased against low-income consumers, consumers of color, younger consumers, and immigrants through information and stories from our Affiliates. It also ... -
Tax Cuts and Jobs Act: A Missed Opportunity for Latino-Owned Businesses and Latino Workers
(UnidosUS, 2018-06-08)Republican leadership in Congress and the Trump Administration missed an opportunity to fuel economic mobility for working people. Instead, Congress passed and President Trump signed, the Tax Cuts and Jobs Act (TCJA) which ... -
Children's Health Insurance Program: Funding Reauthorization
(UnidosUS, 2017-09-15)UnidosUS Testimony submitted to U.S. Senate Committee on Finance on September 15, 2017. -
Leveling the Playing Field: The Effect of the Tax Code on Inequity
(UnidosUS, 2017-07-19)UnidosUS Testimony Presented at the Hearing on Individual Tax Reform. Submitted to U.S. House of Representatives Subcommittee on Tax Policy on July 18, 2017. -
Implementing the Every Student Succeeds Act: A Civil Rights Perspective
(NCLR, 2016-05-18)Testimony by Janet Murguía, NCLR President and CEO, as submitted to the U.S. Senate Committee on Health, Education, Labor and Pensions. -
NCLR Testimony Regarding the Department of Labor Conflict of Interest Rule
(NCLR, 2015-09-15)Testimony submitted to the House Financial Services Subcommittees on Capital Markets and Government Sponsored Enterprises and Oversight and Investigations for a hearing titled 'Preserving Retirement Security and Investment ... -
NCLR Response to Congressional Hearings on Immigration Enforcement
(NCLR, 2015-07-24)Statement submitted to the U.S. House of Representatives Committee on the Judiciary Subcommittee on Immigration and Border Security -
Building Trust and Legitimacy
(NCLR, 2015-01-09)Testimony by Janet Murguía, NCLR President and CEO, as submitted to the President's task force on 21st Century policing. -
Proposed Language Access Plan for the Consumer Financial Protection Bureau
(NCLR, 2015-01-06)The National Council of La Raza (NCLR), Alliance for a Just Society, Center for Responsible Lending, Community Legal Services/Philadelphia, Consumer Action, Consumer Federation of America, Consumers Union, Empire Justice ...



















