Financial Counseling: A Consumer Empowerment Model
Wilberg Ricks, Nancy
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This one-pager describes how millions of dollars in public and private funding have been spent on efforts to increase the financial literacy of all Americans, especially those of modest means and newest to banking. Unfortunately, many of these efforts have been disconnected from a larger strategy and generally do little to impact the way consumers make decisions at the time of the purchase. NCLR offers a road map to increasing the availability of objective financial advice.